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Email : info@vagminemarketing.com

Personal Loan

Personal Loan

PERSONAL LOAN is an unsecured loan given to borrower against his Income and credit worthiness without any security or guarantor. It is simplest loan in terms of documentation. It is a temporary loan [12 to 60 months] to meet small needs [up to 15 lacs] of borrower for immediate [Within 4-6 working Days] cash requirement for short term in easy way [Few Documents Require]. Personal Loan is better than borrowing on Credit card in terms of Rate of Interest, but more expensive than secured loan..

List of documents:

  • 1. Adhar Card copy
  • 2. Pan Card Copy
  • 3. Latest six month salary account bank statement
  • 4. Latest three months salary slips
  • 5. 2 Photographs
  • 6. Latest 2 years Form 16/ ITR copy
In case of Proprietor company
  • 1. Adhar Card copy
  • 2. Pan Card Copy
  • 3. One year Current Account Statement
  • 4. One year Saving Account Statement
  • 5. 2 years Latest ITR (Income Tax Return) with the annexure
  • 6. Business Registration Proof
  • 7. Any office or shop electricity bill
  • 8. If any loan is in running than Loan Schedule required
  • 9. 2 passport size photo

In case of Partnership company
  • 1. Adhar Card copy
  • 2. Pan Card Copy
  • 3. One year Current Account Statement
  • 4. One year Saving Account Statement
  • 5. 2 years Latest ITR (Income Tax Return) with the annexure
  • 6. Business Registration Proof
  • 7. Any office or shop electricity bill
  • 8. If any loan is in running than Loan Schedule required
  • 9. 2 passport size photo
  • 10. Partnership deed
  • 11. Company Pan Card
  • 12. Partners KYC required

In case of Private Limited company
  • 1. Adhar Card copy
  • 2. Pan Card Copy
  • 3. One year Current Account Statement
  • 4. One year Saving Account Statement
  • 5. 2 years Latest ITR (Income Tax Return) with the annexure
  • 6. Business Registration Proof
  • 7. Any office or shop electricity bill
  • 8. If any loan is in running than Loan Schedule required
  • 9. 2 passport size photo
  • 10. List of shareholders on company letterhead
  • 11. List of Directors on company letterhead
  • 12. Company Pan Card
  • 13. Memorandum of Article required
  • 14. All directors KYC and Individual ITR required
  • 1. Adhar Card copy
  • 2. Pan Card Copy
  • 3. One year Current Account Statement
  • 4. One year Saving Account Statement
  • 5. 2 years Latest ITR (Income Tax Return) with the annxures
  • 6. Business Registration Proof
  • 7. Any office or shop electricity bill
  • 8. If any loan is in running than Loan Schedule required
  • 10. 2 passport size photo
  • 9. Degree copy
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