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Home Loan

Home Loan

Home Loan is a Secured Loan offered against the security of a house/property which is funded by the bank loan, the property could be a personal property or a commercial one. The Housing Loan is a loan taken by a borrower from the bank issued against the property/security intended to be bought on the part by the borrower giving the banker a conditional ownership over the property i.e. if the borrower is failed to pay back the loan, the banker can retrieve the lent money by selling the property.

List of documents:

  • 1. Adhar Card copy
  • 2. Pan Card Copy
  • 3. Latest six month salary account bank statement
  • 4. Latest three months salary slips
  • 5. 2 Photographs
  • 6. Latest 2 years Form 16/ ITR copy
  • 7. Complete property chain required
In case of Proprietor company
  • 1. Adhar Card copy
  • 2. Pan Card Copy
  • 3. One year Current Account Statement
  • 4. One year Saving Account Statement
  • 5. 2 years Latest ITR (Income Tax Return) with the annexure
  • 6. Business Registration Proof
  • 7. Any office or shop electricity bill
  • 8. If any loan is in running than Loan Schedule required
  • 9. 2 passport size photo
  • 10. Complete property chain required

In case of Partnership company
  • 1. Adhar Card copy
  • 2. Pan Card Copy
  • 3. One year Current Account Statement
  • 4. One year Saving Account Statement
  • 5. 2 years Latest ITR (Income Tax Return) with the annexure
  • 6. Business Registration Proof
  • 7. Any office or shop electricity bill
  • 8. If any loan is in running than Loan Schedule required
  • 9. 2 passport size photo
  • 10. Partnership deed
  • 11. Company Pan Card
  • 12. Partners KYC required
  • 13. Complete property chain required

In case of Private Limited company
  • 1. Adhar Card copy
  • 2. Pan Card Copy
  • 3. One year Current Account Statement
  • 4. One year Saving Account Statement
  • 5. 2 years Latest ITR (Income Tax Return) with the annexure
  • 6. Business Registration Proof
  • 7. Any office or shop electricity bill
  • 8. If any loan is in running than Loan Schedule required
  • 9. 2 passport size photo
  • 10. List of shareholders on company letterhead
  • 11. List of Directors on company letterhead
  • 12. Company Pan Card
  • 13. Memorandum of Article required
  • 14. All directors KYC and Individual ITR required
  • 15. Complete property chain required
  • 1. Adhar Card copy
  • 2. Pan Card Copy
  • 3. One year Current Account Statement
  • 4. One year Saving Account Statement
  • 5. 2 years Latest ITR (Income Tax Return) with the annxures
  • 6. Business Registration Proof
  • 7. Any office or shop electricity bill
  • 8. If any loan is in running than Loan Schedule required
  • 10. 2 passport size photo
  • 9. Degree copy
  • 11. Complete property chain required
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